Privacy Policy

Injala, Inc and its affiliated companies respect you and your right to privacy.

Our mission is to provide you with superior products and services while assuring the privacy and security of your personal information.

We value your trust, and we believe that you should know about the information we collect about you, the measures we take to safeguard it, and the situations in which we might share your information.

This Privacy Notice explains our policies and practices regarding your nonpublic personal information in our current records.

We reserve the right to amend, modify or supplement our privacy policy at any time in accordance with applicable law. If we make changes to our privacy policy we will provide you with a copy of a revised Notice as required by applicable law.

This Privacy Notice describes only our policy and does not apply to your relationships with other financial service providers that are not affiliated with Injala, Inc, such as insurance companies that Injala, Inc represents or from which it obtains insurance products/services for you. Their privacy policies and information practices govern how they collect, use and disclose information about you.

  • Information We Collect About You

    We collect nonpublic personal information about you from the following sources in order to help serve your insurance needs, develop and offer new products or services, and fulfill legal and regulatory requirements:

    Information obtained directly from you (such as what you provide on applications and other forms you submit to us, from your dealings with us and others i.e., name, address, social security number, prior insurance information, etc.);

    Information related to your transactions with us and/or our affiliates (including your insurance coverage selections and premiums, payment and claims history, etc.);

    Information we receive from nonaffiliated parties;

    Information that we receive from consumer reporting agencies (consumer credit history, motor vehicle records, claims history report, etc.).

  • Limits on Sharing Your Information

    We may disclose information about you to our affiliates and use that information in order to provide you complete insurance, financial and risk solutions. We do not share your nonpublic personal information with non-affiliated third parties except in the following cases:

    To Service Providers in order to perform a business, professional or insurance transaction authorized or directed by you (such as insurance companies, underwriting companies, agents, claims representatives, insurance support organizations, securities brokers or dealers, etc.).

    To Joint Marketers in promoting services/products you may find of value. We only provide limited information needed to perform their services.

    In the sale, purchase or transfer of assets, or other change-of-control transaction.

    As required or permitted by law.

  • Measures We Take to Protect Your Information

    We maintain appropriate physical, electronic and procedural safeguards to protect the information we collect about you. Access to such information is restricted to employees and individuals who need to know the information to service your account or provide products and services to you. Employees who violate these confidentiality requirements are subject to our disciplinary process.

    Injala, Inc also maintains and protects information through security-enhancing software such as virus and intrusion detection software, password protection on database access for employees, compliance audits, backup and recovery procedures and employee training. Where third parties provide support services to us, we require them to conform to our privacy standards.

  • To Review Your Information

    You have the right to review your personal information in our records. If you believe any information in our records is incorrect, you may request in writing that the information be amended, corrected or deleted. We will investigate and amend, correct or delete the information you believe is incorrect if we can substantiate the error.

Terms and Conditions

PLEASE READ CAREFULLY THE TERMS OF THIS END USER LICENSE AGREEMENT (“Agreement”). By clicking on the “I Agree” button, (1) you acknowledge that you have read, understand, and agree to be bound by this agreement and (2) you represent that you have the authority to enter into this agreement personally, or if you have named a company as customer, on behalf of that company (you or any such company, the “customer”), and to bind the customer to the terms of this Agreement. If you do not agree to all terms and conditions of this Agreement, or if you do not have such authority, you should click on the “cancel” button and not make any use of the licensed software.

This Agreement sets out the basis on which Injala, Inc. (“Company”) makes an Internet-accessible software-as-a-service platform that enables customers to perform insurance verification (“Services”) available to you (“Customer” or “you”), and the terms and conditions on which you may use the Services.

Company reserves the right to change, modify, add, or delete provisions in this Agreement at any time, in accordance with the procedures described below in Section 9.

  • 1. SERVICES

    1.1. Subject to the terms and conditions of this Agreement, Company will use commercially reasonable efforts to provide Customer the Services during the Term (as defined below), and hereby grants Customer a non-exclusive, non-sublicensable (except to Users), non-transferable right to access and use the Services during the Term solely for Customer’s internal business purposes. As part of the registration process, Customer will identify an administrative user name and password for Customer’s individual account or company account, as applicable. Customer may use the administrative user name and password to create Users (each with a user password) up to the maximum number of Users permitted in an applicable order form (“Order Form”). [Asuretify to confirm ordering process – we want the EULA to follow your process but have suggested a standard “Order Form” + EULA process for now – we can also eliminate the order form concept entirely] For the avoidance of doubt, the individual who uses the administrative user name and password to create additional Users is also a “User” hereunder. User accounts are issued on an individual basis and may not be shared among Customer personnel or transferred among Customer personnel or otherwise, without Company’s prior written consent.

    1.2. In using the Services, Customer may provide data, results, reports and other inputs (the “Inputs”) and generate data, results, reports and other outputs (the “Results”), which may be exported or downloaded by Customer. Unless otherwise set forth in the Order Form or agreed to in writing by Company, Customer may only export Results for use internally.

  • 2. RESTRICTIONS AND RESPONSIBILITIES

    2.1. Unless otherwise set forth in the Order Form, Customer will not, and will not permit any third party to: (a) reverse engineer, decompile, disassemble or otherwise attempt to discover the source code, object code or underlying structure, ideas, know-how or algorithms relevant to the Services or the Results (except to the extent such restrictions are contrary to applicable law); (b) modify, translate, or create derivative works based on the Services; (c) use the Services for timesharing or service bureau purposes or otherwise for the benefit of a third party; (d) provide access to the Services to any person who is not a User; (e) exceed any applicable user cap; (f) remove any proprietary notices or labels, including with respect to the licensors of any third party data made available via the Services; (g) publish or otherwise disclose the Results (other than in connection with a commercial transaction for which the Services are used to obtain the Results); (h) use the Services or the Results to build a similar or competitive product or service; or (i) otherwise use the Services or the Results in a manner inconsistent with this Agreement.

    2.2. Customer represents, covenants, and warrants that Customer will use the Services only in compliance with Company’s standard published policies and documentation then in effect and all applicable laws and regulations. Customer is solely responsible for all Inputs, including data, information, text, content and other materials, that are uploaded, posted, delivered, provided or otherwise transmitted or stored by or on behalf of Customer in connection with, or relating to, the Service. Although Company has no obligation to monitor Customer’s use of the Services, Company may do so and may prohibit any use of the Services it believes may be in violation of the foregoing. Customer will be responsible for maintaining the security of the Customer account, passwords (including but not limited to administrative and user passwords) and files, and for all uses of accounts linked to Customer’s or its Users’ login credentials.

  • 3. CONFIDENTIALITY; PROPRIETARY RIGHTS

    3.1. As used herein, “Confidential Information” means, subject to the exceptions set forth in the following sentence, any information or data, regardless of whether it is in tangible form, disclosed by either party (the “Disclosing Party”) that the Disclosing Party has either marked as confidential or proprietary, or has identified in writing as confidential or proprietary within thirty (30) days of disclosure to the other party (the “Receiving Party”); provided, however, that a Disclosing Party’s business plans, strategies, technology, research and development, current and prospective customers, billing records, and products or services will be deemed Confidential Information of the Disclosing Party even if not so marked or identified. Company’s Confidential Information includes, without limitation, the Services and the terms of this Agreement. Information will not be deemed Confidential Information if such information: (a) is known to the Receiving Party prior to receipt from the Disclosing Party directly or indirectly from a source other than one having an obligation of confidentiality to the Disclosing Party; (b) becomes known (independently of disclosure by the Disclosing Party) to the Receiving Party directly or indirectly from a source other than one having an obligation of confidentiality to the Disclosing Party; or (c) becomes publicly known or otherwise ceases to be secret or confidential, except through a breach of this Agreement by the Receiving Party. Each party agrees that it will use the Confidential Information of the other party solely to perform its obligations or exercise its rights under this Agreement. Neither party will disclose, or permit to be disclosed, the other party’s Confidential Information directly or indirectly, to any third party without the other party’s prior written consent, except as otherwise permitted hereunder. Each party will use reasonable measures to protect the confidentiality and value of the other party’s Confidential Information. Notwithstanding any provision of this Agreement, either party may disclose the other party’s Confidential Information, in whole or in part (i) to its employees, officers, directors, consultants and professional advisers (e.g., attorneys, auditors, financial advisors, accountants and other professional representatives) who have a need to know and are legally bound to keep such Confidential Information confidential by confidentiality obligations or, in the case of professional advisors, are bound by ethical duties to keep such Confidential Information confidential consistent with the terms of this Agreement; and (ii) as required by law (in which case each party will provide the other with prior written notification thereof, will provide such party with the opportunity to contest such disclosure, and will use its reasonable efforts to minimize such disclosure to the extent permitted by applicable law). Each party agrees to exercise due care in protecting the other party’s Confidential Information from unauthorized use and disclosure. In the event of actual or threatened breach of the provisions of this Section, the non-breaching party will be entitled to seek immediate injunctive and other equitable relief, without waiving any other rights or remedies available to it. Each party will promptly notify the other in writing if it becomes aware of any violations of the confidentiality obligations set forth in this Agreement.

    3.2. As between the parties, Company will own and retain all right, title and interest in and to (a) the Services, the Results, and all improvements, enhancements or modifications thereto, whether or not developed based on Customer’s suggestions or other feedback, (b) any software, applications, inventions or other technology developed in connection with Services, and (c) all intellectual property rights related to any of the foregoing.

    3.3. Customer owns all right, title and interest in and to any Inputs it provides. Customer hereby grants to Company a non-exclusive, worldwide, royalty-free, fully paid up, sublicensable (directly and indirectly through multiple tiers, including to other users of the Service who seek to use such Inputs to verify or authenticate insurance coverage), nontransferable (except as set forth in Section 10): (a) right and license, during the Term, to copy, distribute, display, modify, create derivative works of and otherwise use the Inputs to perform Company’s obligations under this Agreement; and (b) perpetual, irrevocable right and license during and after the Term to internally collect, use and analyze data and other information relating to the Services and related systems and technologies (including, without limitation, information concerning Inputs and data derived therefrom), and Company will be free to (i) internally use such information and data to improve and enhance the Services and for other development, diagnostic and corrective purposes in connection with the Services and other Company offerings, and (ii) disclose such data solely in aggregate or other de-identified form in connection with its business. [Note: Please review because as, drafted, this would not vest full ownership of insurance documents with you, but it does give you extremely broad, perpetual rights to use such data]

    3.4. Customer may from time to time provide suggestions, comments for enhancements or functionality or other feedback (“Feedback”) to Company with respect to the Services. Company will have full discretion to determine whether or not to proceed with the development of the requested enhancements, new features or functionality. Customer hereby grants Company a royalty-free, fully paid up, worldwide, transferable, sublicensable, irrevocable, perpetual license to (a) copy, distribute, transmit, display, perform, and create derivative works of the Feedback; and (b) use the Feedback and/or any subject matter thereof, including without limitation, the right to develop, manufacture, have manufactured, market, promote, sell, have sold, offer for sale, have offered for sale, import, have imported, rent, provide and/or lease products or services which practice or embody, or are configured for use in practicing, the Feedback and/or any subject matter of the Feedback. 4. PAYMENT OF FEES [TBD]

    4.1. Customer will pay Company the fees described in the Order Form in accordance with the terms herein and therein (the “Fees”). If Company chooses to bill through an invoice, full payment for invoices issued in any given month must be received by Company thirty (30) days after Customer’s receipt thereof. Unpaid Fees are subject to a finance charge of 1.5% per month, or the maximum permitted by law, whichever is lower. Customer will be responsible for all taxes associated with Services other than taxes based on Company’s net income. If any past due payment has not been received by Company within ten (10) days from the time such payment is due, Company may suspend access to the Services until such payment is made. At its discretion, Company may increase the pricing stated on the Order Form for any Renewal Term (as defined below) upon giving Customer at least sixty (60) days’ notice prior to the end of the then-current term.

  • 5. TERM AND TERMINATION

    5.1. Subject to earlier termination as provided below, the term of this Agreement will commence on the Effective Date and continue for the Initial Term specified in the Order Form, and will automatically renewed for additional periods of the same duration as the Initial Term (collectively, the “Term”), unless either party provides the other with written notice of non-renewal at least thirty (30) days’ prior to the end of the then-current term. [TBD – Let’s discuss how term of agreement will work]

    5.2. In addition to any other remedies it may have, either party may terminate this Agreement upon written notice to the other party: (a) if the other party breaches this Agreement and fails to cure such breach within thirty (30) days of written notice thereof; (b) upon the institution by or against the other party of insolvency, receivership or bankruptcy proceedings; provided, that, if such proceeding is involuntary, it is not dismissed within forty-five (45) days of its institution, (c) upon the other party's making an assignment for the benefit of creditors, or (d) upon the other party's dissolution or cessation of business without a named successor. Customer may terminate this Agreement in the event that Company updates the terms and conditions of this Agreement in accordance with Section 9, and such updates are unacceptable to Customer.

    5.3. Upon expiration or termination of this Agreement, all rights granted by Company hereunder and all obligations of Company to provide the Services will immediately terminate and Customer will cease use of the Services. Upon expiration or termination of this Agreement, each party will return or destroy all copies or other embodiments of the other party’s Confidential Information (subject to Company’s rights under Section 3.3). The provisions of Sections 3, 4, 5.3, 6.3, 7, 8 and 9 will survive any termination or expiration of this Agreement.

  • 6. WARRANTY AND DISCLAIMER

    6.1. Each party represents and warrants to the other party that (a) such party has the required power and authority to enter into this Agreement and to perform its obligations hereunder; (b) the execution of this Agreement and performance of its obligations thereunder do not and will not violate any other agreement to which it is a party; and (c) this Agreement constitutes a legal, valid and binding obligation when signed by both parties.

    6.2. Customer represents and warrants that (a) it has the legal authority and all rights necessary to provide the Inputs to Company hereunder; (b) its provision of the Inputs to Company hereunder does not and will not violate or conflict with or result in a breach of any terms, conditions, duties or obligations Customer has to any third party or any other rights of any third party or any applicable law, rule or regulation; and (c) all Inputs are accurate in all material respects and may be used by other users of the Services for purposes of verifying or authenticating insurance coverage.

    6.3. EXCEPT AS EXPRESSLY SET FORTH HEREIN, EACH PARTY HEREBY DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING ALL IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NONINFRINGEMENT AND TITLE. THE SERVICES ARE PROVIDED ON AN AS-IS BASIS, AND COMPANY DOES NOT WARRANT THAT THE SERVICES WILL BE UNINTERRUPTED OR ERROR FREE. FURTHER, COMPANY MAKES NO WARRANTY AS TO THE RESULTS, INCLUDING THE ACCURACY THEREOF. THE SERVICES AND THE RESULTS MAY CONTAIN THIRD PARTY COMPONENTS AND DATA, AND COMPANY MAKES NO, AND HEREBY DISCLAIMS ANY, REPRESENTATIONS AND WARRANTIES WITH RESPECT THERETO.

  • 7. LIMITATION OF LIABILITY

    7.1. EXCEPT FOR LIABILITY ARISING OUT OF (A) EITHER PARTY’S INDEMNIFICATION OBLIGATIONS SET FORTH IN SECTION 8, (B) EITHER PARTY’S BREACH OF SECTION 3.1 OR (C) CUSTOMER’S BREACH OF SECTIONS 1 OR 2, NEITHER PARTY (NOR ANY OF ITS SUPPLIERS, OFFICERS, AFFILIATES, REPRESENTATIVES, CONTRACTORS AND EMPLOYEES) WILL BE LIABLE FOR (I) ANY INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES (INCLUDING LOST PROFITS) ARISING OUT OF THIS AGREEMENT OR ANY DELAY OR INABILITY TO USE THE SERVICES OR (II) ANY DAMAGES IN EXCESS OF THE AGGREGATE FEES PAID (PLUS AMOUNTS PAYABLE) TO COMPANY HEREUNDER IN THE TWELVE (12) MONTH PERIOD PRIOR TO THE DATE THE CLAIM FIRST AROSE, IN EACH CASE WHETHER BASED IN CONTRACT, TORT, STRICT LIABILITY OR OTHERWISE, AND EVEN IF EITHER PARTY HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES.

  • 8. INDEMNIFICATION

    8.1. Company shall defend Customer and the officers, directors, agents, and employees of Customer (“Customer Indemnified Parties”) against any third party claim, allegation or legal action (a “Claim”) arising from an allegation that Customer’s authorized use of the Services infringes any patent or copyright or misappropriates a trade secret of any third party. Further, Company shall indemnify the Customer Indemnified Party against any damages actually awarded or paid in connection therewith, including any reasonable attorneys’ fees. Notwithstanding the foregoing, Company’s indemnification obligation will not apply to claims to the extent arising from (a) modification of the Services by any party other than Company without Company’s express consent; (b) the combination, operation, or use of the Services with other product(s), data or services where the Services would not otherwise be infringing; or (c) unauthorized or improper use of the Services. If the use of the Services by Customer has become, or in Company’s opinion is likely to become, the subject of any claim of infringement, Company may at its option and expense (i) procure for Customer the right to continue using the Services as set forth hereunder, (ii) replace or modify the Services to make the Services non-infringing so long as the Services has at least equivalent functionality, (iii) substitute an equivalent for the Services or (iv) if options (i)-(iii) are not reasonably practicable, terminate this Agreement (subject to a refund of pre-paid fees (if any) for the remaining part of the then-current term). This Section 8.1 states Company’s entire obligation and Customer’s sole remedies in connection with any claim regarding the intellectual property rights of any third party.

    8.2. Customer shall defend Company and the officers, directors, agents, and employees of Company (“Company Indemnified Parties”) against any Claims arising from (a) any use or disclosure by Customer of the Services or the Results in violation of this Agreement or (b) the exercise of any rights granted to Company by Customer in or to Inputs in accordance with this Agreement. Further, Customer shall indemnify the Company Indemnified Party against any damages actually awarded or paid in connection therewith, including any reasonable attorneys’ fees.

    8.3. If a Customer Indemnified Party or a Company Indemnified Party (each, an “Indemnified Party”) becomes aware of any matter it believes it should be indemnified under Section 8.1 or Section 8.2, as applicable, involving any claim, action, suit, investigation, arbitration or other proceeding against the Indemnified Party by any third party (each an “Action”), the Indemnified Party will give the other party (the “Indemnifying Party”) prompt written notice of such Action. The Indemnified Party will cooperate, at the expense of the Indemnifying Party, with the Indemnifying Party and its counsel in the defense and the Indemnified Party will have the right to participate fully, at its own expense, in the defense of such Action with counsel of its own choosing. Any compromise or settlement of an Action will require the prior written consent of both parties hereunder, such consent not to be unreasonably withheld or delayed.

  • 9. CHANGES TO THIS AGREEMENT

    9.1. Company reserves the right, in its sole discretion, to revise, update, change, modify, add to, supplement, or delete certain terms of this Agreement for security, legal, best practice or regulatory reasons. While Company will use commercially reasonable efforts to notify you of updates, changes or modifications to this Agreement, such updates, changes, or modifications will be effective with or, as applicable, without prior notice to Customer. Customer may review the most recent version of this Agreement by clicking on [LINK]. Customer is responsible for checking this Agreement periodically for changes. If Customer deems any future changes to this Agreement unacceptable or such changes cause Customer to no longer be in compliance with this Agreement, Customer may terminate this Agreement in accordance with Section 6 and must immediately cease use of the Services. Customer’s continued use of the Services following any revision of this Agreement by Company constitutes Customer’s complete and irrevocable acceptance of any such changes and the updated Agreement.

  • 10. MISCELLANEOUS

    10.1. Company reserves the right to identify Customer as a customer of the Services on Company’s website and in other marketing or promotional communications. Neither party may assign this Agreement or assign or delegate its rights or obligations under this Agreement without the other party’s prior written consent; provided however, that either party may assign this Agreement without such consent to an acquirer of or successor to all or substantially all of its business or assets to which this Agreement relates, whether by merger, sale of assets, sale of stock, reorganization or otherwise. Any assignment or attempted assignment by either party otherwise than in accordance with this Section shall be null and void. If any provision of this Agreement is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that this Agreement will otherwise remain in full force and effect and enforceable. Both parties agree that this Agreement is the complete and exclusive statement of the mutual understanding of the parties and supersedes and cancels all previous written and oral agreements, communications and other understandings relating to the subject matter of this Agreement, and that all waivers and modifications must be in a writing signed by both parties, except as otherwise provided herein. In the event of a conflict between the Order Form and these Terms and Conditions, these Terms and Conditions will govern unless the Order Form expressly amends a provision herein. No agency, partnership, joint venture, or employment is created as a result of this Agreement and a party does not have any authority of any kind to bind the other party in any respect whatsoever. All notices under this Agreement will be in writing and sent to the recipient’s address on the Order Form (unless subsequently updated in writing) and will be deemed to have been duly given when received, if personally delivered; when receipt is electronically confirmed, if transmitted by facsimile or email; the day after it is sent, if sent for next day delivery by recognized overnight delivery service; and upon receipt, if sent by certified or registered mail, return receipt requested. Each party shall be excused from performance for any period during which, and to the extent that, it is prevented from performing any obligation or service, in whole or in part, as a result of a cause beyond its reasonable control and without its fault or negligence, including, but not limited to, acts of God, acts of war, epidemics, fire, communication line failures, power failures, earthquakes, floods, blizzard, or other natural disasters (but excluding failure caused by a party's financial condition or any internal labor problems (including strikes, lockouts, work stoppages or slowdowns, or the threat thereof)) (a “Force Majeure Event”). Delays in performing obligations due to a Force Majeure Event shall automatically extend the deadline for performing such obligations for a period equal to the duration of such Force Majeure Event. This Agreement shall be governed by the laws of the State of Texas without regard to its conflict of laws provisions. [Note: We chose Texas law because you are based in Texas, but we are not licensed in Texas. Please let us know if you would like us to seek review of this Agreement under TX law for enforceability of all provisions] For all disputes relating to this Agreement, each party submits to the exclusive jurisdiction of the state and federal courts located in Dallas County, Texas and waives any jurisdictional, venue, or inconvenient forum objections to such courts. [NTD: Let’s discuss litigation versus compulsory mediation/arbitration – as set forth in your current SaaS template] Customer acknowledges that any unauthorized use of the Services may cause irreparable harm and injury to Company for which there is no adequate remedy at law. In addition to all other remedies available under this Agreement, at law or in equity, Customer agrees that Company may be entitled to injunctive relief in the event Customer uses the Services in any way not expressly permitted by this Agreement. THE PARTIES EACH IRREVOCABLY WAIVE TRIAL BY JURY IN ANY ACTION, PROCEEDING OR COUNTERCLAIM, WHETHER AT LAW OR IN EQUITY, ARISING FROM OR RELATED TO THIS AGREEMENT OR THE INTERPRETATION THEREOF. Rx